Browsed by
Author: admin

Early on to the source of credit

Early on to the source of credit

  As of 1 January 2019, the withholding tax will be the method of recovery of income tax. A real reform that savvy taxpayers can prepare to make the most of it. However, what does this withholding tax consist of? Who will be the winners and the losers this revolution? What are the pitfalls to avoid ? How will confidentiality be preserved? Which rate to choose? Here are some answers. Collection at source: what is it? In contrast to this…

Read More Read More

Do we live beyond our borders? Many have no savings at all

Do we live beyond our borders? Many have no savings at all

Are you a frugal people – or are they anyway? According to our study, one in three Finns lives without savings. According to the traditional notion, the ordinary Finn is not prone to shopping. But do we save for a bad day? We wanted to find out how many Finns have a buffer fund and how big these funds are. In the survey, the buffer fund meant the amount of money saved for a bad day. A sign of good…

Read More Read More

Loan card, i.e. a mix of payday loans, loans and credit limit

Loan card, i.e. a mix of payday loans, loans and credit limit

The payday loan does not have to be paid in cash or to an account. Instead, it can “grow back” like a credit line. This is how “Thirteen” works – a credit card offered by Delo. Delo is the successor of the Seko Group, which until October 2016 dealt with debt collection. Her name is an English acronym that can be translated as “you only live once.” Now, in cooperation with mYBank, it has launched a new product on the…

Read More Read More

Proposed repurchase of real estate credit

Proposed repurchase of real estate credit

The repurchase of mortgage implies to ask a banking organization, which will realize a proposal of repurchase of credit, here is how this process takes place.   Proposal to buy back credit A home loan repurchase is a bank transaction aimed at being redeemed by another bank or other credit institution for its home loan, with or without consumer loans. This financing begins with a request from the borrower, which will specify the amount of credit (s) to be repurchased…

Read More Read More

APRC – calculator, cash loan – calculate the Actual Annual Interest Rate on a cash loan

APRC – calculator, cash loan – calculate the Actual Annual Interest Rate on a cash loan

How do you check the interest rate on a cash loan? When choosing a cash loan, i.e. a short or long-term financial commitment paid in cash or by bank transfer, customers first pay an interest rate of between 5% and even 10%. Higher interest rates, compared to mortgage or car debt, are associated with the minimum collateral required by banks. It should be known that the nominal interest rate may not be higher than four times the lombard rate, which…

Read More Read More

Which loan to choose?

Which loan to choose?

Which loan to choose? When one reads this question too often one thinks of the type of credit institution, interest rates, duration, and guarantees; however, it can also be answered in other ways. In fact, there are different types of loans and each of them has its own characteristics. Let’s start by saying that there are different types of loans. This is because there are different types of users that can have the most disparate needs, different economic or social…

Read More Read More

Test How Much You Know About Credit Cards

Test How Much You Know About Credit Cards

Many nowadays have a credit card in their wallet, and the card is a handy tool, for example. travel and online shopping, and that is a piece of plastic that is practically indispensable, for example when renting a car. H ow to compare credit card interest rates and annual fees. Test your own financial literacy Despite the mundane nature of the credit card, there is little to think about. Take our tough test and find out how much you really…

Read More Read More

Is there a special loan offer for the teacher?

Is there a special loan offer for the teacher?

Banks do not have special housing loan offers for clients working in the education sector. Teachers in selected banks can get a better offer of a regular cash loan for it. Teacher loan offers more attractive conditions, but not everyone can afford it. Not every university employee will also be allocated a loan for academic teachers. Check what criteria must be met to get a teacher loan 2019. Loans for teachers Each loan carries a risk for the bank. The…

Read More Read More